Navigate Your Group Benefits with Confidence

Navigate Group Benefits Inc. will negotiate for greater benefits, find custom solutions with our virtual/personalized approach, and make your benefits as convenient as online shopping.


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Providers that we work with

We work with industry-leading carriers. That’s plural, not singular. Why? Because we’re on your side. We want our clients to have the best product at the best price. To do that, we work with multiple top carriers to keep your options open. Our commitment as a broker is not to tie ourselves to any one company. We want the solution for you—whichever gets the best price, the best value, and the best product.

Our commitment is simple: lower your costs without sacrificing coverage quality. Want personalized service? We’ll meet with you virtually to provide personal attention. Want to stop the overinflated rates? We’ll bury ourselves in the technical detail and negotiate with your providers. Let us help you explore the marketplace so that your group health and retirement benefits attract and retain your company’s talent.

Our Process

Comprehensive Benefit Review

Your group benefits package will be one of the top investments you make in your employees. We’ll help evaluate your current benefits package, providing feedback on enhancements, and helping you navigate multiple potential carriers.

Assistance For Transitioning

Does switching providers sound like a pain? Let us do the heavy lifting. You can focus on getting the right plan no matter which carrier, giving you the flexibility to select the plan that saves money without sacrificing quality. We’ll also help enroll your employees and answer their questions.

Value and Continued Service

Your staff should have confidence in the benefits you offer. We offer virtual lunch-and-learns to help people maximize their benefits, including both health and retirement benefits. We’ll also help with continued onboarding and offboarding of your employees. The benefit to you? You’re free to focus on the business.


It’s time to take control over your coverage. Work with someone who can help you navigate the world of group plans and find what’s right for you. Our streamlined virtual process takes less time, making it easier than ever before to get a quote.

Client Testimonials

Joe and his staff were great to deal with when transitioning to a new provider for our business’ group benefits package. Not only was the plan better, it ended up coming in below the cost of the previous provider. Joe took care of all the transition details and is always around to answer any questions and advocate for us to the providers.

Feije De boer
Owner, WSA

Joe was excellent to deal with when looking for group insurance for myself and my employees. He was quick, responsive, and gave me options. Joe is the only person I trust to deal with my insurance needs.

Christine Milley
Mortgage Agent

Precision Mechanical Inc. has used Navigate Financial Solutions ( former Sunlife Financial) for many years now for all our corporate and personal life insurance/investment needs. Joe White and his staff are very knowledgeable in the business and go above and beyond to fulfill our needs and offer suggestions on how to save money while maintaining the coverage needed to protect our long term goals as a company. The service received is excellent and PMI would not hesitate in recommending NFS to any business.

Lloyd Cudmore, P. Eng.
Partner, Kensington Metal Products

My wife and I are both 50+ working professionals with little to no appetite for financial planning but certainly fully understand it’s importance. We have had numerous Financial Advisors over the years as we crisscrossed the Country and while we have never had any complaints, Joe White is someone we often boast about. Joe has an innate ability to understand our needs, desires, and aspirations and fashions a plan to exceed all expectations. He is instantly available when you need him while at the same time not at all intrusive. Simply put we feel safe, secure, and confident with Joe White and his professional team. Without any hesitation whatsoever we highly recommend Joe White.

Allan Dale
Owner , Allan A. Dale Professional Consultant